19,178 Identity Theft Victims Per Day - Are You One Of Them?

Identity theft statistics are shocking. And we are told that it will only become worse, before it gets any better. Are you likely to be affected? According to recent studies, up to 7,000,000 people become identity theft victims each year, in the United States alone. That's over 19,000 cases a... Read More

Credit Damage: Getting Compensated for Your Loss

Until recently lawyers for victims of credit damage had little possibility to collect for damages beyond medical treatment, lost wages and property loss. Insurance companies threw up their hands in sympathy, claiming victims can only be compensated for what can be measured - tangible goods and services. But, what happens... Read More

3 Ways to Improve Your Credit Score by 50 Points In Less Than 30 Days

In Less Than 30 Days. "What can you do to increase that set of three numbers on your credit report that can be so important with your financing?" I came across this question as I was surfing discussion groups the other day. Check out my answer: Dear Friend, Here are... Read More

To Repair Credit Is No longer Satisfactory - Learn How To Earn A Millionaires Credit In 30 Days...

To repair your bad credit does not necessarily mean that you now have a good credit, absolutely not. When most people have bad credit, they either purchase a credit repair book or seek a credit expert help. But before you do anything about your bad credit you need to understand... Read More

4 Steps to Creating Good Credit

As a consumer you've learned the importance of establishing a good credit rating with your lenders. Whether you are shopping for a new home or auto, or searching for the best deals on insurance, your credit worthiness will be judged by your credit rating or credit score.A bad credit history... Read More

Beware of Falling Minimum Payments

If you opened a credit card statement recently and were pleasantly surprised to find that your minimum payment due was lowered, don't be so quick to "jump for joy". What may appear as a small boost to your monthly budget is actually the rock that can weigh you down in... Read More

Convenience Can Be Costly

You've just opened your credit card bill and attached to your statement you find a "convenience check" included. It may already be filled out with a dollar amount such as $300, $500, or even $1,000. Your mind fills with ideas of what you could buy with this "instant" money. A... Read More

Credit Repair Scams

"Erase Bad Debt !""Remove Negative Items From Your Credit Report"You've probably seen these headlines and others just like it promising to clean up or "fix" bad credit. For someone who suffers from a bad or poor credit rating, these headlines are certainly an appealing offer.Imagine finally being able to buy... Read More

Debit Card vs. Credit Card, What Are The Differences ?

Ah, the "good old days". If you are a baby boomer, like me, then you probably remember how important it was to rush to the bank on payday. You had to get there before the teller lanes closed so that you could have your "cash allowance" for the week. Otherwise,... Read More

How Healthy Is Your Credit

There's only one way to discover the "health" of your credit. You need to examine your credit report. Your credit report is your "consumer identity" that potential lenders will use to judge your credit worthiness.Use these tips to give your credit profile the "tune-up" it needs for 2004.Tip #1- Check... Read More

In The News:


Town Hall

CREDIT MARKETS: Few Issues Cap Busy Week For Corporate Bonds
Wall Street Journal
In high-yield, Ford Motor Credit Corp.'s 7-year notes sold on Wednesday were similarly oversubscribed. Even secondary trading volumes have picked up since ...
CREDIT MARKETS: Tepid Auction, Refi Fears Dominate TradingWall Street Journal
Analysis: Equity 'volatility' vs credit market, what to believe?Reuters UK

all 358 news articles »

This is Money

The New Credit-Card Tricks
Wall Street Journal
The Credit Card Accountability Responsibility and Disclosure Act of 2009, known as the Card Act, was intended to reshape the contours of consumer finance. ...
What is a merchant supposed to do when a credit card is left at his or her ...Seattle Post Intelligencer (blog)
5 Ways to Quickly Boost Your Credit ScoreU.S. News & World Report (blog)
Do prepaid debit and credit cards affect your credit score?Helium
e-wisdom.com (blog) -Which? -CardRatings.com (blog)
all 16 news articles »

Christian Science Monitor

Use Balance Transfers to Reduce Credit Card Debt, Says SmartBalanceTransfers.com
MarketWatch (press release)
NORWALK, CT, Jul 27, 2010 (MARKETWIRE via COMTEX) -- SmartBalanceTransfers.com, a website that allows visitors to find the best credit card balance transfer ...
Who Pays For Credit Card Rewards?NPR (blog)
4 Common Fees and How to Avoid ThemU.S. News & World Report (blog)
Interchange Fees a Scam?The Atlantic (blog)
The Economist (blog) -Forbes (blog) -JoongAng Daily
all 101 news articles »

MDC Holdings 2Q Loss Narrows, Helped By Tax Credit; Orders Up
Wall Street Journal
Outside of orders, home builders have seen better results in recent quarters, helped by the federal government's tax credit given to first-time home buyers. ...
M.D.C. Holdings Announces Second Quarter 2010 ResultsMarketWatch (press release)
Homebuilder MDC Holdings narrows loss in Q2 as closings soar 71%Denver Business Journal

all 22 news articles »

US CREDIT-Lincoln National bonds attractive after earnings
Reuters
N) bonds may be a safe bet as the insurer enhances its liquidity, sees positive credit ratings actions and pays off its obligations to the US government. ...
Lincoln Beats, Growth Across BoardZacks.com

all 4 news articles »

FreightCar America gets $30M credit facility
The Associated Press
CHICAGO — Railcar manufacturer FreightCar America Inc. said Friday that it has entered into a senior secured revolving credit facility for $30 million. ...

and more »

News Fire

Credit card debt reduction companies: The Real Deal
NewsChannel 9 WSYR
Syracuse (WSYR-TV) - Everyone has heard the ads for companies that promise to reduce credit card debt. For years, they've been charging big bucks upfront to ...
Credit Score Drops Tremendously in the USTimes News World (blog)
Giving credit where it is dueMail & Guardian Online
Why you need to go with a Credit Card debt consolidation company to get the ...TMCnet
OfficialWire (press release) -WDBJ7.com -CardRatings.com
all 62 news articles »

Give Mike Brown credit ... this signing was brilliant
Boston Herald
Brown didn't get much credit for that title, so it's only fair to give him credit for this: The signing of Terrell Owens was a masterstroke and should be ...

and more »

Weyerhaeuser Says Pace of US Housing Recovery Uncertain After Tax Credit
Bloomberg
“This has been especially evident in the market retreat following the expiration of the federal homebuyer tax credit at the end of April. ...

and more »

TheStreet.com

AT&T Bonds Fall After Unusually Timed Credit-Rating News
Wall Street Journal
The credit ratings agency also said it has concerns about AT&T's pension and post-retirement obligations. Gatlin, the AT&T spokesman, defended the company's ...
S&P upgrades Invesco credit ratingsBusinessWeek
S&P says may cut AT&T's credit rating by one notchReuters
AT&T's corporate credit rating faltersSan Antonio Express
TheStreet.com -Barron's (blog) -Dallas Business Journal
all 52 news articles »
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Borrowing on a Credit Card

One of the easiest ways to borrow money of a... Read More

Credit Cards: What is the Universal Default Clause?

Most people who carry major credit cards are well aware... Read More

How To Choose A Credit Card

Your credit score may just be a little number, but... Read More

What Is a FICO Score and How Do I Make It Work for Me?

Whether or not you receive a loan and what interest... Read More

Choosing the Right Credit Counseling Agency for You ? Some Tips Part 2

Credit counseling companies come in all shapes and sizes. Whether... Read More

Credit Help for Real Estate Financing: Credit Scores

When you buy real estate, lenders run all of the... Read More

Credit Reports ? Why Your Credit Score is Important

If you have never heard of a FICO score before,... Read More

Big Brother Knows Whats in Your Credit Report - How About You?

Whether you are aware of it or not, credit bureaus... Read More

To Repair Credit Is No longer Satisfactory - Learn How To Earn A Millionaires Credit In 30 Days...

To repair your bad credit does not necessarily mean that... Read More

Can Credit Search Entries Affect Your Ability to get Approved for a New Loan in the UK?

About Search Entries:Every time a lender checks your credit history... Read More

Dont Fall For A Scheme When Trying To Rebuild Your Credit History

For people with a spotty credit history or bad credit,... Read More

Credit Counseling: Is it Really Necessary?

Not everyone has a positive experience with credit counseling. Potential... Read More

Student Credit Cards 101

If you're a college student, you probably already have a... Read More

Are You The Only One Using Your Name?

Identity theft has become an epidemic. Millions and millions of... Read More

Fun with Credit Cards

For those of us who know how to use them... Read More

Choosing a Credit Counseling Company

If you have considered credit counseling as an option to... Read More

Guide to Credit Terms

Listed below is a useful guide to credit card terms.... Read More

How To Establish Great Credit

Building a good credit history is important. If you have... Read More

How a Credit Card Can Be Your Friend

We have all heard countless stories of people over their... Read More

Dealing With and Repairing Bad Credit

Bad credit can be a burden for otherwise good credit.... Read More

Finding Reputable Credit Card Companies

You're interested in getting the best credit cards for your... Read More

Learn How to Improve Your Credit Score

Having a damaging credit record can hurt you in many... Read More

Bank Robbery Growing In U.S.

Bank robbery has grown to become a huge problem in... Read More

Getting Married? What Are The Finance and Credit Implications?

There is a big difference between looking after your own... Read More

Getting Your Credit Report and Understanding Whats On It

If you intend to apply for a loan, you need... Read More